To prove that you pay your bills and have no debts, an extract from the debt collection register is often requested. But what is it exactly? We’ll explain it to you!
An extract from the debt collection register is an official document that provides information about ongoing or completed debt collection proceedings (also known as dept enforcement) in Switzerland. These proceedings are initiated when a person or company has debts and is unable to pay them. The procedure is used to collect the creditor’s outstanding debts by seizing the debtor’s assets.
The extract from the debt collection register indicates whether a person or company is currently involved or has been involved in debt collection proceedings in the past. It contains information such as the name of the debtor, the name of the creditor, the amount of the debt and the current status of the proceedings. This document is often requested by landlords, banks, employers and other institutions to check the financial reliability of a person or company.
Where can I order an extract?
You can obtain an extract from the debt collection office (also known as the Debt Collection and Bankruptcy Office) responsible for the place of residence of the person or registered office of the company. In some cases, you can also order the extract online, directly at the website of the office. There may be a fee for obtaining the extract, so it is advisable to check the exact requirements and costs in advance.
Below is an example link where you can order an extract from the debt collection register online:
- EasyGov.swiss – CHF 17 plus delivery